News & Regulation

Stay Informed on Consumer Finance

Regulatory updates, market changes, and practical explainers — so you know what changed, when it takes effect, and what it may mean for you.

regulatory_actions

CFPB Updates Guidance on Credit Card Late Fees

The Consumer Financial Protection Bureau has updated its position on credit card late fees. Here's what changed and what it may mean for cardholders.

What this may mean: Consumers may see changes to how late fees are assessed on credit card accounts. Review your cardholder agreement for the most current terms.

2025-01-15

interest_rates

Federal Reserve Holds Interest Rates Steady

The Fed opted to maintain its current federal funds rate. Learn what this means for credit cards, loans, and savings.

What this may mean: Variable-rate credit cards and personal loans may see little immediate change. Existing fixed-rate loans are unaffected.

2025-01-10

debt_relief

Minimum Payments: What They Really Cost You

Making only minimum payments can keep you in debt for years. See the math and explore alternatives.

What this may mean: Paying more than the minimum can dramatically reduce both the time and total cost of repaying your debt.

2025-01-05

credit_cards

Balance Transfer Cards: A Complete Guide for 2025

Thinking about a balance transfer? Learn how they work, when they make sense, and what to watch out for.

What this may mean: A balance transfer could help you save on interest if you have good credit and a plan to pay off the balance during the intro period.

2025-01-03

Educational content only — not legal, tax, or individualized financial advice. Always consult primary sources and qualified professionals for your specific situation.