Disclosures
Last updated: January 2025
Core Disclosure
The Bangk is not a bank, lender, credit bureau, debt-relief provider, law firm, or government agency. We provide educational information and may connect consumers with third-party providers. We may receive compensation when users engage with certain partners. Offers, rates, eligibility, and results vary. Checking options on The Bangk itself does not constitute a loan application and does not require a hard credit inquiry. A provider may perform a credit check later if you choose to continue.
About The Bangk
The Bangk is not a bank, lender, credit bureau, debt-relief provider, law firm, or government agency. We provide educational information and may connect consumers with third-party providers. The Bangk operates under the brands "Gimme Bangk" (consumer matching) and "HadEnoughDebt.net" (debt-relief campaign).
Advertising and Compensation Disclosure
The Bangk may receive compensation when users engage with certain partners. This compensation may affect the placement of products in our matching results. Sponsored placements are clearly labeled as such. We strive to provide relevant matches regardless of compensation arrangements. Our ranking methodology is available upon request.
No Guarantee of Results
The Bangk does not guarantee approval for any financial product, specific interest rates, or particular outcomes. Offers, rates, eligibility, and results vary based on provider requirements and individual circumstances. What you see in matching results is educational guidance, not a prequalification or guaranteed offer.
Credit Inquiry Disclosure
Checking options through The Bangk does not require a hard credit inquiry and does not impact your credit score. However, if you choose to continue with a third-party provider, that provider may perform a credit check as part of their application process. Always review a provider's terms before proceeding.
Debt-Relief Disclosures
Debt-relief services can involve risks and are not appropriate for everyone. Debt settlement may negatively impact your credit score and may have tax implications, as forgiven debt may be considered taxable income. Not all debts can be settled, and results vary. Debt-relief programs are not available in all states. The Bangk does not provide debt-relief services directly — we connect consumers with third-party providers who can evaluate your situation.
Investment and Wealth-Management Disclosure
Investment and wealth-management information on The Bangk is educational and general in nature. It is not intended as personalized investment advice, a suitability determination, or a fiduciary recommendation. Submitting a consultation request does not create an advisory relationship. For individualized advice, consult a qualified financial professional licensed in your jurisdiction.
Educational Content Notice
All content on The Bangk — including articles, guides, calculators, and matching results — is provided for educational purposes only. It is not legal, tax, or individualized financial advice. Always consult qualified professionals and primary sources for guidance specific to your situation. Sample data is clearly labeled as such and should not be relied upon as current or verified terms.
Product Ranking Methodology
Matching results are generated based on the user's stated goals, credit profile, and preferences. Factors may include product category relevance, credit-score alignment, stated financial objectives, and user-selected filters. Compensation from partners may influence placement but does not determine whether a product appears. Sponsored placements are clearly labeled. Sample products are labeled as such and should not be treated as verified, live offers.